:root{--ink:#112f43;--muted:#506575;--blue:#075b85;--orange:#d85a13;--line:#d9e4eb;--paper:#f2f6f8}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:white}a{color:var(--blue);text-underline-offset:4px}a:hover{color:#a23c03}a:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:5px}img{max-width:100%;height:auto;display:block}h1,h2,h3{line-height:1.15;letter-spacing:-.025em}h1{font-size:clamp(2.1rem,4.4vw,3.8rem);margin:.55em 0}h2{font-size:clamp(1.75rem,3vw,2.5rem);margin:0 0 24px}h3{font-size:1.25rem}p{margin:0 0 20px}.wrap{max-width:1180px;margin:auto;padding:0 28px}.skip{position:absolute;left:20px;top:-100px;background:white;padding:12px;z-index:20}.skip:focus{top:10px}.topline{background:var(--ink);color:white;font-size:.84rem;padding:8px 0}.topline a{color:white}.topline .wrap{display:flex;justify-content:space-between;gap:12px}header{position:sticky;top:0;z-index:5;background:#fffffffa;border-bottom:1px solid var(--line)}.header-inner{min-height:94px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo img{width:205px}.nav{display:flex;flex-wrap:wrap;gap:24px;align-items:center}.nav a{text-decoration:none;font-weight:650;font-size:.95rem}.nav .btn{color:white}.btn{display:inline-block;background:var(--orange);color:white;text-decoration:none;font-weight:700;padding:13px 21px;border-radius:7px;border:1px solid var(--orange);line-height:1.5}.btn:hover{background:#a23c03;color:white;border-color:#a23c03}.btn.secondary{background:white;color:var(--ink);border-color:var(--line)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.hero{padding:70px 0;background:linear-gradient(115deg,#f0f6fa,#fff)}.hero-grid{display:grid;grid-template-columns:1.15fr 1fr;align-items:center;gap:55px}.eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:.78rem;font-weight:800;color:var(--orange)}.lead{font-size:1.15rem;color:var(--muted);max-width:660px}.hero-photo{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:16px;box-shadow:0 20px 60px #12344d20}.caption{font-size:.8rem;color:var(--muted);margin-top:14px}.section{padding:74px 0}.tint{background:var(--paper)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{border:1px solid var(--line);border-radius:12px;padding:28px;background:white;display:flex;flex-direction:column}.card .number{font-size:.85rem;color:var(--orange);font-weight:800}.card p{color:var(--muted)}.card a{margin-top:auto;font-weight:700}.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.steps article{border-top:3px solid var(--orange);padding-top:14px}.breadcrumb{font-size:.88rem;color:var(--muted);padding:24px 0 0}.detail{padding:45px 0 65px}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:65px}.prose{max-width:780px}.prose h2{font-size:1.7rem;margin:35px 0 18px}.prose h3{margin-top:25px}.sidebar{padding:28px;background:var(--paper);border-radius:12px;align-self:start}.sidebar img{margin-bottom:24px;border-radius:8px}.sidebar h2{font-size:1.3rem}.sidebar li{margin:12px 0}.sidebar ul{padding-left:20px}.faq{max-width:900px}details{border-bottom:1px solid var(--line);padding:18px 0}summary{font-weight:700;cursor:pointer}details p{margin:14px 0 0;color:var(--muted)}.contact{background:var(--ink);color:white}.contact h2{color:white}.contact .lead{color:#d1dfe8}.contact a{color:white}.phone-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.phone-grid a{display:block;padding:16px 20px;border:1px solid #ffffff50;border-radius:8px;text-decoration:none;font-weight:700;font-size:1.15rem}.phone-grid a:hover{background:#ffffff10}.contact .btn{color:white}.contact .caption{color:#d1dfe8}footer{padding:34px 0;font-size:.85rem;color:var(--muted)}footer .wrap{display:flex;justify-content:space-between;gap:22px;flex-wrap:wrap}.notice{padding:20px;border-left:4px solid var(--orange);background:var(--paper);margin:25px 0}.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:25px}.chips span{padding:7px 12px;background:#e3edf3;border-radius:5px;font-size:.85rem}.related{margin-top:40px;border-top:1px solid var(--line);padding-top:25px}.related ul{padding-left:20px}.blog-card small{color:var(--muted)}@media(max-width:900px){.hero-grid,.split,.article-layout{grid-template-columns:1fr;gap:30px}.grid{grid-template-columns:repeat(2,1fr)}.hero{padding:45px 0}.header-inner{flex-direction:column;padding:16px 0;gap:12px}.logo img{width:160px}.nav{gap:15px;justify-content:center}.nav .btn{padding:8px 13px}.hero-photo{max-height:370px}.sidebar{max-width:600px}}@media(max-width:580px){.wrap{padding:0 20px}.topline .wrap{flex-direction:column;gap:0}.grid,.steps,.phone-grid{grid-template-columns:1fr}.section{padding:48px 0}.nav{gap:13px}.nav a{font-size:.84rem}.header-inner{min-height:auto}.hero-grid{gap:20px}.hero{padding:30px 0}.hero h1{font-size:2.25rem}.card{padding:22px}.article-layout{gap:24px}.detail{padding-top:25px}.topline span{font-size:.78rem}html{scroll-padding-top:155px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}